43175 Corte Calanda, Temecula CA 92592

Beautiful single story home situated on a quiet Cul-de-Sac, located in Paloma Del Sol, one of the most desired neighborhoods in South Temecula. Enter this stunning home and you are greeted by a Bright and Open floor plan that includes a large Living Room, Dining Room, and stunning archway to the Family Room with natural gas fireplace. Gourmet styled Kitchen which features a beautiful Center Island. Adjacent to the kitchen is a lovely Breakfast Nook, with large picture like window allowing fantastic natural light to accent the kitchen area and views of the custom patio and exquisitely maintained yard. The Master Bedroom is located just down the hall from the Dining Room and Kitchen area. This lovely master bedroom features Vaulted Ceiling, and a large Walk In Closet, and a master bathroom with Double Sinks. There are two additional large bedrooms just down the hall from the Master Bedroom, plus a second Full Bathroom, and separate Laundry Room. The private back yard is perfect for entertaining or simply relaxing. Enjoy all the amenities of Paloma including 5 Pools, 3 lighted Tennis Courts, and over 108 acres of parks and common area. Perfect for commuting and Low Tax. This property will not last.

For More Information or to schedule a viewing please contact Troy Sage at 951-667-7776

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43175 Corte Calanda Temecula – Troy Sage Temecula Real Estate Listing is a post from: Temecula Real Estate-Temecula Homes For Sale

32213 Placer Belair, Temecula CA 92591

Absolutely stunning home with more upgrades than we can list. From the moment you step on the front porch which features a wonderful water feature, you enter through custom double door entry, your totally at home. The entry features custom wood flooring in the foyer, formal living room, and dining room. Traveling just past the staircase you are greeted by a large open airy Family Room with cozy fireplace. The gourmet style kitchen features custom granite counters, granite sink, custom cabinets and a lovey Breakfast nook with lots of windows allowing natural light to accent this home. The entry level also includes a beautiful half bathroom and laundry room. The second level features a large Master Bedroom with a walk out Balcony, Master Bathroom with custom Imported Glass double sinks, stunning imported tile, and a large Walk In Closet. The additional bedrooms are well decorated with built in cabinets and shelving units. The Oversized Loft is a pleasant surprise to this lovely home. To complete this home the back yard has a custom Outdoor Kitchen, Covered Patio, and breathtaking views of the local mountains. If you’re looking for a rental in Temecula, you’ve found it here.

Contact Troy Sage of TSS Realty Group to schedule a showing or for more information.

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Stunning Temecula Rental – Temecula Real Estate is a post from: Temecula Real Estate-Temecula Homes For Sale

In the wake of the real estate market’s down turn, Troy Sage has dedicated himself to the re-education of his peers and clients in regards to real estate.  This is why Keller Williams named him the 011 Regional Educator of the Year.

Troy Sage, local CDPD designated agent, has positioned himself to be a resource in both Riverside and San Diego counties, to struggling homeowners and the agents that want to assist them.  He teaches real estate agents how to help their clients find opportunities to avoid foreclosure.  Sage also holds seminars for homeowners to introduce the concept that lenders are willing to work with them through loan modifications, deed’s-on-lieu and short sales, which Sage specializes in.

“Everybody wants to be able to look forward to a prosperous future and it’s frustrating when stability seems of or reach,”  Sage said.  “What struggling homeowners need to understand is that there are alternatives to foreclosure.  All they need to do is ask for help/”

Through training and experience, agents, like Troy Sage, are able to provide solutions for homeowners facing hardship in today’s market.  Contact Troy at www.TroySage.com, or call him at 866-343-3431 to educate homeowners and agents in your area.

You can also see Troy’s videos on youtube at http://www.youtube.com/troysage

See the below article posted by the North County Times in San Diego and the Californian in Riverside County

Troy Sage Named 2011 Regional Educator of the year by Keller Williams is a post from: Temecula Real Estate-Temecula Homes For Sale

An IMPORTANT revision has been made to the Bank of America “Arms Length Affidavit”.  The Freddie Mac short sale affidavit that just about every bank has adopted regardless of the loan being Freddie Mac or not. This is in response to a crackdown on fraud in flipping, renting, straw buyers, and inter-family transfers, the lenders sought EVERYONE, including the title agents, short sale facilitators and real estate agents on both sides of the transaction, to totally indemnify the shorted lender for any misrepresentations or illegal or unauthorized activity in the transaction on either side of the table – whether known or unknown.

This means that if anyone that is part of the transaction knows of or finds out about the seller or buyer committing fraud they must inform the lender.  So, to make things clear, if the seller is making side deals with the buyer, selling personal property to the buyer and not disclosing it in the HUD, the seller rents the home back, the seller stays in the home after Close of Escrow, or anything else that is not being disclosed in the purchase agreement or Final HUD, the seller and buyer are committing fraud.

For those of you sellers thinking of selling your property to a family member, friend, or anyone you know, YOU are committing Fraud, and may be liable for the difference in what the lien holder (Bank) allowed the home to be sold for at Short Sale, and what is owed on your note.  If you’re an agent representing a Seller or Buyer and you participate in such fraud, you will be held liable.

It is in my humble opinion that both buyer and seller do not communicate directly with each other. This is why you have agents.  Also buyer and seller need not make side arrangements with each other.  The seller has a need to sell, and a Short Sale is Debt Relief, so if your debt is being relieved you MUST move on with your life and move out.  A short sale is NOT a “Get out of your mortgage FREE card”.  A Short Sale is not a way to “Screw the Bank”.  Remember that when you wanted the money to purchase your property, the bank allowed you to “Borrow” the money to purchase with the agreement you would pay them back with interest.  Not “Borrow the money and just because you lost equity in the home you get to Walk Away from your Debt”.

Here is the new rule, presumably effective Monday:

In addition, the Servicer must obtain a short sale affidavit wherein the parties to the transaction attest that the sale constitutes an “arm’s length” transaction. An “arm’s length transaction” is a transaction between parties who are independent of one another, and unrelated and unaffiliated by family, marriage or commercial enterprise, other than the purchase and sale of the Mortgaged Premises between the Borrower(s) and the purchaser(s) that is the specific subject of the proposed short sale as disclosed to the Servicer. This affidavit is to be executed before or at the time of closing of the sale of the Mortgaged Premises by all Borrower(s), purchaser(s), real estate brokers representing any of the parties, the escrow/closing agent performing the closing of the sale, and the transaction facilitator facilitating the sale (if any) certifying under penalty of perjury that to the best of each signatory’s knowledge and belief:

(a)

The sale of the Mortgaged Premises is an “arm’s length” transaction, between parties who are unrelated and unaffiliated by family, marriage, or commercial enterprise;

(b)

There are no agreements, understandings or contracts between the parties that the Borrower will remain in the Mortgaged Premises as a tenant or later obtain title or ownership of the Mortgaged Premises, except to the extent that the Borrower is permitted to remain as a tenant on the Mortgaged Premises for a short term, as is common and customary in the market but no longer than ninety (90) days, in order to facilitate relocation;

(c)

Neither the Borrower(s) nor the purchaser(s) will receive any funds or commissions from the sale of the Mortgaged Premises. The Borrower may receive a payment if it is offered by the Servicer, approved by Freddie Mac and reflected on the HUD-1 Settlement Statement.

(d)

There are no agreements, understandings or contracts relating to the current sale or subsequent sale of the Mortgaged Premises that have not been disclosed to the Servicer

(e)

All amounts to be paid to any party, including holders of other liens on the Mortgaged Premises, in connection with the short payoff transaction have been disclosed to and approved by the Servicer and will be reflected on the HUD-1 Settlement Statement

(f)

Each signatory understands, agrees and intends that the Servicer and Freddie Mac are relying upon the statements made in the affidavit as consideration for the reduction of the payoff amount of the Mortgage and agreement to the sale of the Mortgaged Premises;
(g)

A signatory who makes a negligent or intentional misrepresentation agrees to indemnify the Servicer and Freddie Mac for any and all loss resulting from the misrepresentation including, but not limited to, repayment of the amount of the reduced payoff of the Mortgage;

(h)

The certification will survive the closing of the transaction; and

(i)

Each signatory understands that a misrepresentation may subject the party making the misrepresentation to civil and/or criminal liability

The affidavit must contain the name of the Servicer, Servicer loan number for the subject Mortgage, the mailing address of the Mortgaged Premises and the date the sales contract that is the subject of the short sale was ratified by the parties.

All signatures to the affidavit must be notarized and dated. The affidavit must contain the printed name and signature of each signatory. The signature of a real estate agent or settlement agent signing in a representative capacity for the brokerage or settlement service provider is acceptable so long as the representative capacity is clearly identified. The Servicer may modify and integrate its own requirements into the affidavit form so long as the minimum requirements contained in this section are present. The short sale affidavit must be a separately identifiable document, distinct from other closing or pre-closing documents, such as the sales contract.

Information provided by Troy Sage of TSS Realty Group.  CDPE Certified Short Sale Agent.

Short Sale Arms Length Affidavit Revision is a post from: Temecula Real Estate-Temecula Homes For Sale

1399 Cattail Ct San Marcos CA

Absolutely fantastic end unit Townhouse located in the Highly Desired Creekside Cottages neighborhood of San Elijo Hills in San Marcos.  Entering this stunning 2 bedroom 2.5 bathroom home you are greeted with a custom tiled foyer, a  large closet and lovely niche area.  The second level consist of a spacious Family Room with media niche, a stunning gourmet style U-Shaped Kitchen with upgraded custom Granite Counters,Stainless Steel Sink,  Bar Seating, beautiful cabinets, a lovely Dining Area, half bathroom, and a glass sliding door to the patio that overlooks the San Elijo Hills.  The third level consist of a large second bedroom, upstairs laundry, large Master Bedroom and Master Bathroom with double sinks, separate tub and water closet area, and a large Walk In Closet.  This wonderful home also features direct access from the garage.  Enjoy all the amenities of Creekside Cottages, close to shopping, schools and just minutes from the beach.

To schedule a viewing or for more information please contact us at 866-343-3431 or email Troy@TroySage.com

Offered by Troy Sage of TSS Realty Group

San Marcos Townhouse for Sale 1399 Cattail Ct #Troy Sage is a post from: Temecula Real Estate-Temecula Homes For Sale

Absolutely wonderful Single Story Temecula home for Sale.

Beautiful single story home located in Paloma Del Sol, one of the most desired neighborhoods in South Temecula. Enter this stunning home and you are greeted by an open airy floor plan that includes a large Living Room, Dining Room with chandelier, and stunning archway to the Family Room with natural gas fireplace, and Gourmet styled Kitchen which features a large Center Island with built in sink. Adjacent to the kitchen is a lovely Breakfast Nook, with large picture like window allowing fantastic natural light to accent the kitchen area and views of the custom patio and exquisitely maintained yard. The Master Bedroom is located just down the hall from the Dining Room and Kitchen area. This lovely master bedroom features Vaulted Ceiling, and a master bathroom with separate Tub and Shower Area, Double Sinks, and a large Walk In Closet. There are two additional large bedrooms just down a second hall from the Master Bedroom, plus a second Full Bathroom, plus a separate Laundry Room. Next to the living room is a large 4th bedroom that is currently being used as a Den. Enjoy all the amenities of Paloma including 5 Pools, 3 lighted Tennis Courts, and over 108 acres of parks and common area. Perfect for commuting and Low Tax. This property will not last.

Listing and information provided by Troy Sage of TSS Realty Group

Please feel free to contact us direct to schedule a viewing or obtain more information.

42950 Corte Siero, Temecula home for Sale provided by Troy Sage is a post from: Temecula Real Estate-Temecula Homes For Sale

Home for sale in Temecula.  44926 Camino Veste is a 4 bedroom 2.5 bathroom home awaiting a new owner.

The local Temecula real estate market is very low on inventory, so if you’re a buyer looking to purchase a home our advise is to act quickly and be prepared to make a purchase when you find the home that is of interest to you.  There are great deals in real estate now, and the deals won’t last.

Video and Real Estate News provided by Troy Sage of TSS Realty Group.  For more information or to schedule a viewing please contact us via email or phone.

Temecula Homes for Sale 44926 Camino Veste hosted by Troy Sage is a post from: Temecula Real Estate-Temecula Homes For Sale

Temecula Home or sale and real estate news provided by Troy Sage of TSS Realty Group.

44960 Murifield Drive is a lovely 4 bedroom 2.5 bathroom located in Temecula. This is a Standard Sale, so we can close escrow in 30 days or less. Please see the video below and contact us for more information and to schedule a viewing appointment.

44960 Muirfield Drive Temecula Home for Sale #Troy Sage Temecula Homes for Sale is a post from: Temecula Real Estate-Temecula Homes For Sale

3 Bedroom 3 Bathroom home located in the heart of Temecula.  This REO Property is ready for a buyer and move in.

Real Estate News and Information provided by Troy Sage of TSS Realty Group

Temecula Homes for Sale, 44775 Bananal WY, Temecula 92592 #Troy Sage is a post from: Temecula Real Estate-Temecula Homes For Sale

3 Bedroom 2.5 Bathroom located hilltop with stunning views.  This is a standard sale and is available.  If you’re looking to purchase and move in within 30 days or less, this home may be for your.

Temecula Real Estate News and home videos provided by Troy Sage of TSS Realty Group

Temecula Homes for Sale, 31517 Via Santa Ines, Temecula 92592 #Troy Sage is a post from: Temecula Real Estate-Temecula Homes For Sale